RBI-registered lenders only

Find your best loan offer in minutes

Quik Rupee compares personal, home, and business loans from 30+ banks and NBFCs across India. Free comparison, no credit score impact, zero obligation.

Check my eligibility →
30+ Lending partners
₹50K–5Cr Loan range
Free No platform fee
2 min To compare offers
Process

How Quik Rupee works

We are a loan marketplace — we match you with the right lender. We do not lend money ourselves.

1
Tell us what you need

Share your loan type, amount, and basic income details through our WhatsApp bot or web form. Takes under 2 minutes.

2
We match you instantly

Our system checks your profile against 30+ lenders and shows you eligible offers ranked by interest rate and approval likelihood.

3
Review all terms upfront

Before connecting you to any lender, we share the full Key Fact Statement: interest rate, tenure, EMI, fees. No surprises.

4
Apply directly with the lender

You choose the offer you like and apply directly with the bank or NBFC. We hand off your details and help you through the process.

Products

Loans we help you find

We cover the most common borrowing needs across salaried employees, self-employed professionals, and businesses.

👤
Personal loan

Medical, travel, wedding, or any personal expense. No collateral required.

From 10.5% p.a.
🏠
Home loan

Purchase, construction, or renovation. Long tenure up to 30 years.

From 8.4% p.a.
💼
Business loan

Working capital, equipment, or expansion. For SMEs and MSMEs.

From 12% p.a.
🎓
Education loan

Domestic and overseas studies. Moratorium period available.

From 9.5% p.a.
🚗
Vehicle loan

New and used cars, two-wheelers, and commercial vehicles.

From 9.0% p.a.
💳
Loan against property

Unlock equity in your property for large requirements.

From 9.75% p.a.
Why us

Built around the borrower

Every feature is designed to give you clarity, not to push you toward any particular lender.

No hidden fees

Quik Rupee is free for borrowers. We earn a referral fee from the lender only when a loan is successfully disbursed.

Soft credit check only

Checking your eligibility on Quik Rupee does not affect your CIBIL score.

RBI-registered partners only

We work exclusively with banks and NBFCs registered with the Reserve Bank of India. No unlicensed lenders, ever.

Full terms before you decide

We share a Key Fact Statement with the effective annual rate, all fees, and repayment schedule before you commit.

WhatsApp-native experience

Get matched and track your application entirely through WhatsApp — no app download, no login required.

Opt out any time

You can stop receiving communications from us at any time by replying STOP on WhatsApp or emailing us.

Our network

Lending partners

We compare offers from leading banks and non-banking financial companies registered with the Reserve Bank of India.

SBI HDFC Bank ICICI Bank Axis Bank Kotak Mahindra IDFC First IndusInd Bank Bajaj Finserv Tata Capital Fullerton India HDB Financial L&T Finance Muthoot Finance Shriram Finance + 16 more
⚠ Important disclosure

Quik Rupee is a loan marketplace and DSA (Direct Selling Agent) — we do not lend money, hold deposits, or make credit decisions. All loans are sourced from and disbursed by RBI-registered banks and NBFCs. Lending is subject to the lender's credit assessment and KYC verification. Interest rates shown are indicative starting rates and vary based on your credit profile, loan amount, and lender policies. Approval is not guaranteed. Credit involves risk — please read all loan terms carefully before signing any agreement. Quik Rupee earns a referral commission from the lending partner upon successful loan disbursement. Registered as a Direct Selling Agent with partner institutions. Grievance Redressal: support@quikrupee.in

Privacy Policy

Last updated: 1 June 2025

Quik Rupee ("we", "us", "our") is a loan marketplace operated in India as a Direct Selling Agent (DSA). This Privacy Policy explains how we collect, use, share, and protect personal information when you use our website or WhatsApp-based service. It applies to all users and complies with India's Digital Personal Data Protection (DPDP) Act 2023 and the Information Technology Act 2000.

1. Who we are

Quik Rupee is a financial products marketplace that helps individuals and businesses find and compare loan offers from RBI-registered banks and NBFCs. We do not lend money ourselves. We act as an intermediary connecting borrowers with licensed lenders.

Business address: India
Contact: support@quikrupee.in
WhatsApp support: Available via our verified WhatsApp Business number

2. Information we collect

We collect information only when it is necessary to provide our service:

We do not collect sensitive personal data such as biometric data, passwords, full bank account numbers, or health information.

3. How we use your information

We do not use your data for advertising profiling, targeted marketing by third parties, or any purpose unrelated to loan matching.

4. Legal basis for processing

We process your personal data on the following grounds under the DPDP Act 2023:

5. Sharing your information

We share your personal data only as follows:

We do not sell, rent, or trade your personal information to any third party.

6. WhatsApp communications

Our WhatsApp service is powered by the WhatsApp Business API and operates under Meta's Business Messaging Policy. By initiating contact with our WhatsApp number, you consent to receive loan-related information from us via WhatsApp. You can opt out at any time by replying STOP. After opting out, we will only send you a single confirmation message and will not contact you further unless you re-initiate contact.

We do not use WhatsApp to send unsolicited messages and we maintain your opt-in records as required by Meta's policies.

7. Data retention

We retain your personal data for as long as necessary to provide the service and meet regulatory obligations:

8. Your rights

Under the DPDP Act 2023, you have the right to:

To exercise any right, email us at privacy@quikrupee.in with the subject line "Data Rights Request". We will respond within 30 days.

9. Security

We implement appropriate technical and organisational measures to protect your personal data, including TLS encryption for data in transit, access controls, and regular security reviews. However, no method of transmission over the internet is 100% secure.

10. Cookies

This website uses only essential session cookies necessary for the website to function. We do not use advertising or tracking cookies.

11. Children

Our services are intended for persons aged 18 and above. We do not knowingly collect data from minors. If you believe a minor has submitted data to us, contact us immediately at privacy@quikrupee.in.

12. Changes to this policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top will reflect any changes. For material changes, we will notify users via WhatsApp or email where we hold contact details.

13. Grievance officer

In accordance with the Information Technology Act 2000 and the DPDP Act 2023, the details of the Grievance Officer are:

Name: Grievance Officer, Quik Rupee
Email: grievance@quikrupee.in
Response time: Within 30 days of receipt of complaint

Contact

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Grievance officer
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